Homeownership

We envision a world where everyone has a decent place to live. We can help you buy a home you love, with a mortgage you can afford.

Habitat Northern Muskegon provides homebuyers with the coaching, education, and support to be successful in their homebuying journey. Your options may include buying a home built or rehabbed by Habitat. Scroll down to learn more and how to apply.

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Credit & Income Requirements:

If you have a Credit Score of 640 or higher and meet the household income requirements below, you may be eligible for Habitat's homeownership program.  Begin with Phase One of the application process.

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Interested in getting homeownership updates?

Join our interest list below and get emails about new homeownership opportunities!

Shop for a Lender

For tips on how to shop for a lender, check these resources:

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Habitat for Humanity supports equal housing opportunity and does not discriminate on the basis of race, color, religion, sex, national origin, disability, familial status, age, marital status, sexual orientation, gender identity or lawful source of income.

Have a question about homeownership?

If you have questions about our Homeownership Program qualification criteria or process, please reach out to us. We’re happy to help.

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Homeownership FAQ

Habitat homes are not given away. Qualifying families purchase their homes through a bank and pay their mortgage.